Do I have any insurance coverage for my home business from my homeowner insurance?

Q: Hi Larry, I have a business in my home. Do I have any insurance coverage for my business from my homeowner’s insurance?

A: The short answer is NO. To expand just a bit;  with only one exception (found in the personal property special limits of liability) business is always an exclusion when used in a homeowner’s policy.

Further questions? Please e-mail Larry.

Posted on: 28 March 2009 | Category: Ask Larry, Business Insurance, Personal Insurance

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