Why do you need business liability insurance
I was asked by a client on whether she needs business liability insurance. She runs a web consulting firm with two employees. She mainly serves small to medium businesses.
While, having business insurance has many benefits including:
- Defense Costs
- Your customer may request proof of insurance
- Protect your assets, (home, business, bank and investment accounts)
from judgement in legal action against you. - Safeguard and Enhance your financial future.
- Protect your lifestyle.

Lauren wrote on 3 April 2009
Hi Larry,
I absolutely love your new site; it looks amazing!
On the topic of business liability insurance, how would a company positively determine whether or not they need insurance? Is there a website or other resource that tells what type of businesses are more exposed to litigation? Thanks!