New Year Wishes for 2010

Would you like to find an even greater measure of value as it pertains to your insurance?

The intent of our Thought of the Month is to raise awareness and help you consider the possibilities that would ultimately lead you to connecting the dots; so that you too, can experience the benefits of a more secure financial future…

The month of January always has me thinking about the year to come. With that thought in mind, it occurs to me that all of you have existing insurance policies and/or coverages that will renew within the upcoming year. This creates the opportunity for you to find that extra measure of value in your insurance program that I have talked about previously.

Posted on 29 December 2009 | Category: Business Insurance, Personal Insurance, Thoughts of the Month

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Would you like to find an even greater measure of value as it pertains to your insurance?

The intent of our Thought of the Month is to raise awareness and help you consider the possibilities that would ultimately lead you to connecting the dots; so that you too, can experience the benefits of a more secure financial future…

November is… Long Term Care Awareness Month

Terry Savage in her eye-opening book “The Savage Number” asks the question. What is the greatest risk to your financial future? What do you think… Terry states: it’s the devastating cost of long term care. So how do you deal with risk? Do you deny it? Do you wish it away? You can. But for the sake of your financial future I would suggest you plan for it.

This is where we can serve you, by giving you a place to start.

Contact us today and lets begin the conversation.

(630) 850-9755
Sincerely,
Larry Spone

Posted on 29 November 2009 | Category: General, Thoughts of the Month

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Do I have any insurance coverage for my home business from my homeowner insurance?

Q: Hi Larry, I have a business in my home. Do I have any insurance coverage for my business from my homeowner’s insurance?

A: The short answer is NO. To expand just a bit; ¬†with only one exception (found in the personal property special limits of liability) business is always an exclusion when used in a homeowner’s policy.

Further questions? Please e-mail Larry.

Posted on 28 March 2009 | Category: Ask Larry, Business Insurance, Personal Insurance

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Why do you need business liability insurance

I was asked by a client on whether she needs business liability insurance. She runs a web consulting firm with two employees. She mainly serves small to medium businesses.

While, having business insurance has many benefits including:

  • Defense Costs
  • Your customer may request proof of insurance
  • Protect your assets, (home, business, bank and investment accounts)
    from judgement in legal action against you.
  • Safeguard and Enhance your financial future.
  • Protect your lifestyle.¬†

Posted on 17 March 2009 | Category: Business Insurance, Risk Management

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