Would you like to find an even greater measure of value as it pertains to your insurance?

The intent of our Thought of the Month is to raise awareness and help you consider the possibilities that would ultimately lead you to connecting the dots; so that you too, can experience the benefits of a more secure financial future…

The month of January always has me thinking about the year to come. With that thought in mind, it occurs to me that all of you have existing insurance policies and/or coverages that will renew within the upcoming year. This creates the opportunity for you to find that extra measure of value in your insurance program that I have talked about previously.

Q: Hi Larry, I have a business in my home. Do I have any insurance coverage for my business from my homeowner’s insurance?

A: The short answer is NO. To expand just a bit;  with only one exception (found in the personal property special limits of liability) business is always an exclusion when used in a homeowner’s policy.

Further questions? Please e-mail Larry.